Financial freedom,
built for Africa.
Olefi gives individuals, businesses, and developers a smarter way to send, receive, and settle money — across borders, in real time, with zero hidden fees.
Trusted by teams across Africa
Everything you need
Infrastructure built for modern finance.
Olefi combines the speed of modern payment rails with bank-level compliance — giving individuals and businesses the best of both worlds.
Instant Settlement
Funds move in under 3 seconds. Our real-time payment rails settle transactions faster than any traditional correspondent banking network.
Zero-Trust Security
Military-grade encryption, biometric authentication, and AI-powered fraud scoring protect every transaction — 24 hours a day, 7 days a week.
Global Reach
Send and receive in 60+ currencies across 190 countries. Local payment rails, global scale — with transparent, mid-market exchange rates.
Smart Financial Analytics
Live dashboards give you a complete view of cash flow, transaction history, and spending patterns — so every financial decision is data-driven.
Auto Reconciliation
Payments, invoices, and records sync automatically. Spend less time on manual accounting — more time growing your business.
24/7 Human Support
A real person picks up whenever you need help — across chat, phone, and email. No bots, no wait queues for urgent payment issues.
How it works
From sign-up to settled in four steps.
Create your account
Sign up in under 2 minutes. Complete KYC once — then you're cleared to send, receive, and hold funds across borders.
Fund your wallet
Add money via bank transfer, card, or mobile money (M-Pesa, Airtel Money). Funds are available in your wallet instantly.
Send or request payment
Pay anyone with a phone number or email — locally or internationally. Split expenses, pay suppliers, or send payroll in one click.
Track every transaction
Every payment is logged, categorised, and exportable. Full financial visibility — always — with real-time notifications.
Payments
Move money the way your business demands.
From one-click transfers to high-volume batch disbursements, Olefi handles every payment scenario with the same instant rails and zero friction.
Send to anyone
Transfer to any phone number, email address, or bank account — locally or internationally across 190 countries.
Request & invoicing
Generate payment requests with a link. Clients pay in one tap; you get notified and funds settle instantly.
Currency conversion
Send in KES, receive in USD, EUR, GBP, or NGN. Live interbank rates with transparent conversion fees.
Split payments
Divide bills, projects, or expenses among multiple parties. Everyone pays their share; totals reconcile automatically.
Business Payroll
Pay your entire team in one click.
Olefi's payroll engine lets you manage recipients, organise them into groups, tag every disbursement by category, and execute bulk payouts to hundreds of beneficiaries simultaneously — all from your business account.
Build your recipient list
Import employees, contractors, or agents. Group them however your org is structured.
Tag & categorise
Assign payment categories — Payroll, Commission, Bonus — so every payout is traceable.
Disburse & reconcile
Trigger one payout; Olefi fans out to every recipient and auto-generates reports.
Bulk recipient management
Add unlimited recipients — employees, contractors, suppliers, or agents. Organise them into groups for fast batch disbursement.
Payment category tagging
Tag every payment with a category: Payroll, Supplier Invoice, Commission, Bonus, Refund. Filter, report, and reconcile by tag in seconds.
Group & beneficiary payouts
Define named beneficiary groups — Sales Team Kenya, Field Agents, Remote Contractors — and trigger a single payout that fans out to every member simultaneously.
Business wallet separation
Keep operations, payroll, and reserve funds in dedicated sub-wallets. Authorise payouts only from the designated payroll wallet with dual-approval controls.
Scheduled & recurring runs
Set weekly, bi-weekly, or monthly payroll runs. Olefi auto-executes on schedule and sends receipts to each recipient — zero manual intervention.
Exportable payroll reports
Download full disbursement reports in CSV or PDF, pre-formatted for accounting software and statutory filings.